Pru MyChild Hebat

Benefits of PRUmy child

PRUmy child offers a comprehensive protection package that begins before birth for pregnancy, infant coverage, child health, and child education.


The benefits of PRUmy child include:

• Medical card - pays for hospitalization bills
• Hospital allowance - pays a cash allowance for each day the child is hospitalized
• Accidental death and disablement - pays a lump sum for accident that causes death or disability
• Accident medical reimbursement - pays back the cost for clinical bills due to accidents
• 36 critical illnesses covered - pays lump sum if child is diagnosed with any critical illnesses and also makes the policy free of charge until age 100
• Death coverage - pays nominee the death benefit
• Family protection - makes the policy free of charge if the parent is diagnosed with critical illnesses, death, or permanent disability
• Education fund - savings for the child education, can be withdrawn anytime

Who can buy this benefit?

WHO Can Buy This Benefit?

- You can take up this plan for your unborn child as early as 18 weeks into your pregnancy of for your child who is between 1-18 years of age on his next birthday.
- Pregnant ladies between 18 to 45 years old next birthday

WHAT does PRUmy child Cover ?

- Pregnancy Complications

- Death of foetus, child, and mother

- ICU / HDU for premature birth

- Incubation of new born

- Hospitalisation due to congenital conditions
- Medical Card to pay hospitalization bills


Besides covering the health of the mother and child, PRUmy child can also include savings for your child’s education as well parent’s protection.

How to request a quotation ?

To request for a detailed free quotation. Please provide fill up the following information and send it azwira@gmail.com

Name :

Age (include wife age too if for pregnancy coverage) :

State:

Contact Number:

Occupation:

How many children you currently have :

Is your wife currently pregnant : yes/no

If yes : When is the expected delivery date ?

If no : How old is your child ?

What do you need PRUmy Child to cover ?

i) Pregnancy Coverage : yes/no

ii) Medial Coverage : yes/no

iii) Parents protection : yes/no

iv) Education savings : yes/no

What pregnancy complications and child care benefits do we cover?

PRUmy child can cover the following pregnancy complications and newborn complications.

Pregnancy Complications

• Death of Foetus (Miscarriage)
• Pregnancy Complications e.g.Eclampsia, Abruptio placentae, amniotic fluid embolism
• Maternal Death (up to 30 days from delivery)

Child Care Benefits

• ICU & HDU for Premature Birth
• Infant Death (within 30 days of birth)
• Incubation of new born
• Hospitalisation due to congenitial illness

Give your child the best today!

List of Congenital Conditions Covered

Claims for hospitalisation reimbursement up to RM25,000 annually up to age 2 years.

Congenital condition coverage (PRUearly start):

• Congenital Cataract
• Congenital Deafness
• Anal Atresia

Congenital condition coverage (PRUbest start):

• Congenital Cataract
• Congenital Deafness
• Anal Atresia
• Infantile Hydrocephalus
• Atrial Septal Defect
• Ventricular Septal Defect
• Congenital Diaphragmatic Hernia
• Tetralogy of Fallot
• Transposition of Great Vessels
• Truncus Arteriosus

9 Child Specified Illnesses (PRUessential child):

• Glomerulonephritis with Nephrotic Syndrome
• Sever Asthma
• Sever Epilepsy
• Leukemia
• Insulin-dependent Diabetes Mellitus
• Rheumatic Fever with Valvular Impariment
• Kawasaki Disease with Heart Complications
• Severe Juvenile Rheumatoid Arthritis
• Intellectual Impairment due to illness or accident

Protect your child with the best!

Why you should buy early ?

The benefits and coverage for PRUmy child takes effect even before the child is born; therefore, the protection for child and parents are in effect right from the start.

Prudential:

• Buy PRUmy child and attach it with full range of benefits/riders before birth
• Upon birth, no re-underwriting required *
• Even if the child is born with abnormalities, he/she will still have full insurance protection, if the cover is purchased before the birth of the child **

* Provided no increase in benefits after child birth

** Subject to terms and conditions in policy documents

Competitors:

• Currently, competitors do not offer insurance covers before birth
• When buying insurance policies after birth, the child will be subject to underwriting requirements
• If the child is born with abnormalities, he/she might not be accepted as standard risk.

Savings for child education

Prudential understands that the education costs to study locally and overseas are increasing every year.
PRUmy child allows you to incorporate two optional education funds to further increase your investment to guarantee a bright future for your child.

	Tuition & living expenses in today’s Ringgit (RM)	Tuition & living expenses in 10 years’ time (RM)
Australia	210K	376K
USA	350K	627K
UK	430K	770K

Assumption: Real cost in 10 years is based on a 6% inflation rate for a 3 year course

Source: Funding your child's education with Unit Trusts, www.fmutm.com.my, 2009

Prudential PRUsaver kid and PRUedusaver are powerful investment tools that make your money work harder for your child's future.

PRUsaver kid is mainly for investment purposes where you have the flexibility to switch between the PRUlink funds at any time. The returns however, depend on the performance of the funds and are not guaranteed. This option is good for parents who want more control over their investments.


PRUedusaver on the other hand invests in the PRUlink education funds and guarantees you an Annual Guaranteed Income. You can choose when you want the payout to begin and for how long. the best time of course, is when your child enters university!

Get a Medical Card for your child from as low as RM60 per month

With Prudential Medical Cards - PRUHealth and TakafulHealth you can give your child the best medical protection without having to worry about the cost.

Prudential Medical Plan covers up to RM500,000 in hospitalization bills for just RM60.00 per month

Our card is the preference for most private hospitals.

(Some of the panel hospitals)

Just show the card, and we will admit you. The bills will be paid upon discharge.

Want to find out more about our plans and coverages. Email us at azwira@gmail.com for a free quotation.

EXCLUSIVE to web-visitors of this site , we are offering you a free baby welcome pack for your newborn, if you contact us within 30 days of the PRUmy child launch!

Hurry!! Email us at azwira@gmail.com for this time-limited offer!

For free quotation email azwira@gmail.com
0133989877
www.myprubsn.com

Get a FREE quotation today!

Email or Call Us at

0133989877

PRUmy child – From the womb to ABCs and beyond!

Great news! As communicated on various occasions, we are pleased to announce that PRUmy child is finally making its debut TODAY!
PRUmy child comes at an impeccable time as it is BRAND NEW and the FIRST-OF-ITS-KIND plan in Malaysia that offers protection to life in the womb! Not only that - PRUmy child also gives parents a special initiative by kick-starting their children’s education fund through guaranteed payouts and potential returns to help ensure that their children have a smooth path towards a bright future.
PRODUCT OVERVIEW: PRUmy child
PRUmy child is a regular premium investment-linked insurance plan that serves to fulfill the protection needs of parents and their children, even before birth, allowing parents to plan ahead for their future… today. Parents may choose from a complete range of coverage ranging from health, hospitalisation, accidental and critical illness benefits.
Available for pregnant mother’s who are at least 18 weeks into their pregnancy or parent whose child is between 1 – 18 years old next birthday, this is what PRUmy child is all about:
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Start early & enhance the plan – Let PRUearly start / PRUbest start benefit bridge the gap between those crucial periods during pregnancy, birth of the child and as they begin their journey into adulthood under the Pregnancy Care Benefit and Child Care Benefit. Parents may further ensure the child’s wellbeing with PRUessential child that offers coverage against child specific illnesses such as leukemia, severe juvenile rheumatoid arthritis and epilepsy.
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Plant the seeds towards a secure education fund – Further enhance the plan with PRUsaver kid or PRUedusaver to grow the child’s education fund and reap the potential of higher returns through the series of PRUlink or PRUlink education funds.
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Additional protection for parents – Have further peace of mind by making sure the child is continuously protected even when something unforeseen happens to the parents with:
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PRUterm (Parent) and Crisis Cover Plus (Parent) provides lump sum payout to help with immediate expenses such as credit card debt and loans.
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PRUfamily income and PRUfamily double income gives the child a monthly income to help with ongoing living expenses.
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Parent Payor benefit assists with premium payment on behalf of the parent to ensure that the child continues to be protected and the plan carries on.

Hubungi :-
0133989877 Awie
www.bisnessendiri.com